Equity Release (Capital Funding)
Key Features of Equity Release Capital Funding
Securing equity release through Gold Finance involves a clear and guided step-by-step process designed to give you confidence and clarity. It begins with a comprehensive needs assessment, where you evaluate your financial goals and determine how much equity you’d like to access based on your property’s current value. From there, Gold Finance’s experienced advisors walk you through the range of available products, helping you choose the one that best fits your circumstances and eligibility. The next step involves compiling the required documentation, including identity proof, address verification, income details, and property records.
Once your paperwork is submitted, a professional valuation of your home is conducted to assess its market worth and confirm the eligible loan amount. Upon successful evaluation and approval, you’ll receive a formal loan offer outlining all terms, interest rates, and repayment conditions. Finally, after completing the necessary legal formalities, your funds are released through your preferred disbursement method—making the equity in your home work for you, without having to sell it
Choose between lifetime mortgages or home reversion plans based on your age, home value, and financial goals. Plans can be structured for lump-sum access, flexible withdrawals, or monthly income support.
Equity release loans allow you to remain in your home while still benefiting from its value. This protects your lifestyle, community ties, and sense of security.
Unlike traditional loans, equity release options typically don’t require monthly repayments. The loan is repaid from the eventual sale of the property