Guarantor Loans
How a Family Guarantor Can Empower Homeownership
A family guarantee loan is a powerful financial tool that allows your loved ones to step into the property market sooner—without the burden of saving a large deposit. By using the equity in your property as security, you can help them access more favourable loan terms, avoid Lenders’ Mortgage Insurance (LMI), and significantly reduce their upfront costs. This not only accelerates their journey toward homeownership but also frees up their finances to focus on furnishing, renovating, or simply settling into their new life. Most importantly, a family guarantee loan gives you the opportunity to offer support without dipping into your savings or giving away any cash, while also helping your family build long-term financial stability and equity.
Enter the Market Sooner: You may be able to buy a home now instead of saving for years.
Borrow More: Access up to 100% of the property value plus additional costs, depending on your eligibility.
Save on LMI: With the right guarantee, you can avoid Lenders’ Mortgage Insurance—potentially saving thousands.
Flexible Guarantee Amounts: Your guarantor can choose to secure just a portion of the loan instead of the full amount.
