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Alt/No Doc Investment Loans

Secure Big Investments with Less Paperwork

Traditional paperwork shouldn’t hold back big investment decisions. Whether you're self-employed or running a growing business, our Low Doc / No Doc Investment Loans are designed to help you secure long-term assets

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Gold Finance – Best Mortgage Broker in AustraliaNo Doc Loan

Why Consider No Doc Investment Loans?

Designed for self-employed individuals or small business owners who lack traditional income documents — this funding option bridges the gap between opportunity and approval.

Minimal Paperwork, Maximum Efficiency

Skip the full financial disclosures. Instead, use alternative proofs like bank statements or business summaries to verify your capacity. It’s ideal for borrowers with complex or seasonal income streams.

Perfect for Property or Asset Investments

Looking to invest in a warehouse, office, or income-producing asset? These loans support long-term business growth without draining liquidity.

Faster Turnaround Time

Less documentation means quicker decision-making. Our streamlined application process helps you seize investment opportunities when timing matters most.

Broad Eligibility

We welcome freelancers, consultants, sole traders, and small businesses. Even with inconsistent earnings, you can access capital with confidence.

Alt/No Doc Investment Loans

Features of Gold Finance's Alt/No Doc Investment Loans

Our low doc investment loans help you fund important purchases like real estate or heavy equipment without overcomplicating the application. The process is borrower-friendly and designed to support your long-term expansion strategies.

Why Choose Gold Finance?
We believe your financial future shouldn’t be held back by paperwork. Our team is experienced in structuring alt/no doc loans for growth-focused investments

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1

Options include BAS statements, bank summaries, and asset declarations.

2

Faster approvals so you don’t miss out on property deals or limited-time investments.

3

Loan structures that align with your business cycle and growth goals.

4

Secure your loan against the investment asset itself for better terms.

Frequently Asked Questions (FAQ)

  • Self-employed individuals, business owners, freelancers, or any borrower without standard payslips or tax returns.

  • Absolutely. These loans are ideal for commercial and investment property purchases.

  • Yes — but you can declare it via alternative documents like bank or BAS statements, depending on the lender.

  • Possibly, due to reduced documentation. However, strong asset backing and good credit can balance the rate.

  • Typically faster than traditional loans — often within a few business days after all required docs are submitted.

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Work Proccess

How to Apply for an Alt/No Doc Investment Loan

1

Initial Consultation

Connect with a specialist from Gold Finance to discuss your goals and loan type.

2

Submit Alternative Docs

Provide relevant BAS, bank statements, or income declarations.

3

Loan Structuring & Credit Check

Our experts assess your credit profile and align terms with your needs.

4

Finalise & Receive Funds

Once settled, the funds will be released — ready to fuel your next big investment.

10 years of working experience

Gold Finance – Best Mortgage Broker in AustraliaNo Doc Loan

Why Choose Us?

  • Expert Knowledge:

Our team specializes in helping homebuyers secure tailored loan solutions.

  • Full-Service Support:

From initial consultation to settlement, we are with you every step.

  • Personalized Strategies:

We craft solutions that align with your financial goals.

  • Smart Savings:

Our streamlined processes and expert insights help you save time and money.

Gold Finance Group
4.9
Based on 22 reviews
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Isaac Anyimaye-Agyeman
10:58 24 Apr 25
This is the first time I heard of this Gold Financial institution. The way things went through was so fast and straight forward.
Himmi Brar
09:10 24 Apr 25
Excellent work. Every product knowledge and know what client needs.Best team in process to give best outcome .Fast process of every steps.Highly recommended to everyone.Best service best rewards.
David Reid
23:42 10 Apr 25
The Gold Finance team were friendly, helpful and made the process less stressful. I highly recomend them to anyone looking for a broker.
Renante Ampatin
10:22 19 Mar 25
I highly recommend gold finance group for smooth and fastest approval process for my home loan. Thank you Josh & Ash for the help and your hard work.
hannah yeboah
10:08 19 Mar 25
From start to finish I felt that my needs and concerns were heard. Josh was very professional and understanding at the same time. I will definitely refer my family and friends to the company
tetsuya suzuki
07:12 25 Nov 24
Got me a great home loan and refinancing, will definitely return for next property
Ethan Blankanette
10:31 09 Nov 24
Gold Finance Group were unreal ! Ash and Josh were very assertive and supportive from the start. As a first time young investor/home buyer not only did they assist me through the whole process but they mentored me through it all too. Ash and Josh always took their time to discuss best options and never gave up to get the best loan rates. Always had frequent zoom calls with updates when face to face meetings wasn't possible due to busy work schedules, Professional advice, proactive planning and a brilliant attitude. I highly recommend them and look forward to using them again in the future !
Kim ho
05:24 24 Oct 24
Friendly and helpful. Quick response
Nicole Ross
01:50 11 Oct 24
I had a very positive experience with Gold Finance Group and would be happy to recommend them. Ash really went out of his way to help me and ensure that a suitable solution for my needs was reached.
Amna Khan
08:27 26 Sep 24
Ash provided exceptional service, securing me the best loan rate and continues to offer ongoing support to ensure I always get the best deal. Highly recommend!
Anuj
00:57 26 Sep 24
I had a fantastic experience with Gold Finance Group for my home loan. The team was incredibly professional and was clear from the start. Ash made the entire process smooth and hassle-free. I would highly recommend their services to anyone looking for reliable financial guidance. Plus, their customer service was excellent—quick responses and always willing to answer any questions.
Davis Osei
09:59 23 Sep 24
I am very much satisfied with Gold Finance Group. I highly recommend their services to anyone looking for home, investment or commercial loans. The managers take their time to listen, offer you lots of options and assist you in decision making. I’m extremely satisfied with the results and recommend them to anyone looking to secure their financial future
Prince Acheampong` Opoku
00:12 23 Sep 24
We had a great experience with Gold Finance Group. Josh provided exceptional customer service, stepping us through the entire process and was readily available to answer all our questions. Josh secured us a good mortgage rate with a reputable bank and made the process easy. From our initial loan enquiry, right through to settlement of our new property, Josh and his team were outstanding. I highly recommend their services. We would definitely use Mortgage Brokers Melbourne for future financial services 100/100.
Portia Opoku Boadi
23:36 22 Sep 24
Gold Finance Group has been instrumental in helping me move closer to my dream of owning a home. Their commitment to assisting everyday Australians achieve property ownership and financial freedom is clear in everything they do. The team is professional, patient, and always willing to go the extra mile to ensure that you understand the process and had the best options available. Thanks to them, I feel more confident about my financial future. I highly recommend their services to anyone looking for reliable financial guidance!

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