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Property Development Funding Solutions That Fit Every Stage

From land acquisition to full-scale construction — Development Funding gives property developers access to strategic capital through senior, mezzanine, and equity-based lending

Gold Finance – Best Mortgage Broker in AustraliaProperty Development Funding

Why Consider Property Development Funding?

Every development journey is different — and cookie-cutter loans just don’t cut it. Our flexible funding options give you the leverage, speed, and structure you need to bring your property vision to life.

Purpose-Built for Developers

Unlike traditional banks, we understand the complexities and timing of development projects. We tailor funding solutions to suit your unique stage, strategy, and objectives.

Flexibility with Pre-Sale Requirements

We offer no pre-sale required options — ideal for developers who want to start construction without the delays of waiting for off-the-plan sales.

Structured Capital Stack

Access to senior, mezzanine, and equity funding under one roof means we can help structure the right capital mix for your project size and timeline.

Bank & Non-Bank Access

We work with both mainstream banks and agile non-bank lenders, ensuring speed, flexibility, and choice when you need it most.

Property Development Funding

Features of Property Development Funding

At Gold Finance, we specialise in customised funding solutions that support every phase of your development journey—whether you’re building a boutique townhouse project, a commercial complex, or a large-scale apartment development. Unlike traditional lenders who rely on rigid criteria, we offer a flexible and strategic approach built around the unique nature of each project.

Our strength lies in our ability to structure finance solutions that align with your development timeline, funding needs, and exit strategy. From land acquisition and planning approvals to construction and completion, we ensure you have access to capital at every key stage. We work with a wide network of banks, non-bank lenders, and private funders to secure the best terms, even for complex or high-LVR scenarios.

1

Senior, Mezzanine & Equity Loans – Structure your deal smartly from start to finish.

2

No Pre-Sale Options – Start building without being held back by market timing.

3

Access to a Broad Lender Panel – Including banks, private lenders, and specialist funds.

4

Developer-Focused Approach – You get expert advice, fast turnaround, and maximised leverage.

Frequently Asked Questions (FAQ)

  • We fund residential, commercial, mixed-use, townhouse, and multi-unit developments in metro and regional locations.

  • Yes, we offer both land acquisition and construction finance, depending on DA status and exit strategy.

  • Absolutely. We specialise in no pre-sale funding, provided the project has strong fundamentals and a feasible exit strategy.

  • Depending on the structure and lender, we can help you access up to 75% of the Total Development Cost (TDC) or more.

  • You’ll need your project feasibility, development plans, DA approvals, and any pre-sale or lease information if available.

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Work Proccess

Steps to Apply for Property Development Funding

1

Initial Strategy Session

Meet with our experts to outline your development and capital requirements.

2

Submit Project Details

Provide feasibility reports, DA approvals, construction budgets, and timelines.

3

Lender Matching & Offers

We approach targeted lenders who fit your project scope and deliver conditional offers fast.

4

Approval & Settlement

We guide you through the approval process, coordinate settlement, and ensure your project receives funds without delay.

10 years of working experience

Gold Finance – Best Mortgage Broker in AustraliaProperty Development Funding

Why Choose Us?

Our team specializes in helping homebuyers secure tailored loan solutions.

From initial consultation to settlement, we are with you every step.

We craft solutions that align with your financial goals.

Our streamlined processes and expert insights help you save time and money.

4.9
Based on 22 reviews
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Isaac Anyimaye-Agyeman
10:58 24 Apr 25
This is the first time I heard of this Gold Financial institution. The way things went through was so fast and straight forward.
Himmi Brar
09:10 24 Apr 25
Excellent work. Every product knowledge and know what client needs.Best team in process to give best outcome .Fast process of every steps.Highly recommended to everyone.Best service best rewards.
David Reid
23:42 10 Apr 25
The Gold Finance team were friendly, helpful and made the process less stressful. I highly recomend them to anyone looking for a broker.
Renante Ampatin
10:22 19 Mar 25
I highly recommend gold finance group for smooth and fastest approval process for my home loan. Thank you Josh & Ash for the help and your hard work.
hannah yeboah
10:08 19 Mar 25
From start to finish I felt that my needs and concerns were heard. Josh was very professional and understanding at the same time. I will definitely refer my family and friends to the company
tetsuya suzuki
07:12 25 Nov 24
Got me a great home loan and refinancing, will definitely return for next property
Ethan Blankanette
10:31 09 Nov 24
Gold Finance Group were unreal ! Ash and Josh were very assertive and supportive from the start. As a first time young investor/home buyer not only did they assist me through the whole process but they mentored me through it all too. Ash and Josh always took their time to discuss best options and never gave up to get the best loan rates. Always had frequent zoom calls with updates when face to face meetings wasn't possible due to busy work schedules, Professional advice, proactive planning and a brilliant attitude. I highly recommend them and look forward to using them again in the future !
Kim ho
05:24 24 Oct 24
Friendly and helpful. Quick response
Nicole Ross
01:50 11 Oct 24
I had a very positive experience with Gold Finance Group and would be happy to recommend them. Ash really went out of his way to help me and ensure that a suitable solution for my needs was reached.
Amna Khan
08:27 26 Sep 24
Ash provided exceptional service, securing me the best loan rate and continues to offer ongoing support to ensure I always get the best deal. Highly recommend!
Anuj
00:57 26 Sep 24
I had a fantastic experience with Gold Finance Group for my home loan. The team was incredibly professional and was clear from the start. Ash made the entire process smooth and hassle-free. I would highly recommend their services to anyone looking for reliable financial guidance. Plus, their customer service was excellent—quick responses and always willing to answer any questions.
Davis Osei
09:59 23 Sep 24
I am very much satisfied with Gold Finance Group. I highly recommend their services to anyone looking for home, investment or commercial loans. The managers take their time to listen, offer you lots of options and assist you in decision making. I’m extremely satisfied with the results and recommend them to anyone looking to secure their financial future
We had a great experience with Gold Finance Group. Josh provided exceptional customer service, stepping us through the entire process and was readily available to answer all our questions. Josh secured us a good mortgage rate with a reputable bank and made the process easy. From our initial loan enquiry, right through to settlement of our new property, Josh and his team were outstanding. I highly recommend their services. We would definitely use Mortgage Brokers Melbourne for future financial services 100/100.
Portia Opoku Boadi
23:36 22 Sep 24
Gold Finance Group has been instrumental in helping me move closer to my dream of owning a home. Their commitment to assisting everyday Australians achieve property ownership and financial freedom is clear in everything they do. The team is professional, patient, and always willing to go the extra mile to ensure that you understand the process and had the best options available. Thanks to them, I feel more confident about my financial future. I highly recommend their services to anyone looking for reliable financial guidance!