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Could You Be Paying Too Much on Your Home Loan?

See if you could lower your repayments, get a better rate, or consolidate debt with help from our expert mortgage brokers.

Lower Repayments

Keep more money in your pcoket

Better Interest Rates

Competitive rates from 60+ lenders

Debt Consolidation

Simplify your finances in one loan

Access Equity

Unlock the value in your home

MORE CHOICES. BETTER OUTCOMES.

Access to 60+ Lenders Across Australia

We compare a wide range of home loan products to find an option that may better suit your needs and goals.

Why Homeowners Refinance?

Life changes. Your loan should keep up.

Fixed Rate Ending

Repayments Increasing

Looking to Reduce Monthly Costs

Debt Consolidation

Renovation Plan

Accessing Equity

Need more flexible loan features

4.9
Based on 22 reviews
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Isaac Anyimaye-Agyeman
10:58 24 Apr 25
This is the first time I heard of this Gold Financial institution. The way things went through was so fast and straight forward.
Himmi Brar
09:10 24 Apr 25
Excellent work. Every product knowledge and know what client needs.
Best team in process to give best outcome .
Fast process of every steps.
Highly recommended to everyone.
Best service best rewards.
David Reid
23:42 10 Apr 25
The Gold Finance team were friendly, helpful and made the process less stressful. I highly recomend them to anyone looking for a broker.
Renante Ampatin
10:22 19 Mar 25
I highly recommend gold finance group for smooth and fastest approval process for my home loan. Thank you Josh & Ash for the help and your hard work.
hannah yeboah
10:08 19 Mar 25
From start to finish I felt that my needs and concerns were heard. Josh was very professional and understanding at the same time. I will definitely refer my family and friends to the company
tetsuya suzuki
07:12 25 Nov 24
Got me a great home loan and refinancing, will definitely return for next property
Ethan Blankanette
10:31 09 Nov 24
Gold Finance Group were unreal ! Ash and Josh were very assertive and supportive from the start. As a first time young investor/home buyer not only did they assist me through the whole process but they mentored me through it all too. Ash and Josh always took their time to discuss best options and never gave up to get the best loan rates. Always had frequent zoom calls with updates when face to face meetings wasn't possible due to busy work schedules, Professional advice, proactive planning and a brilliant attitude. I highly recommend them and look forward to using them again in the future !
Kim ho
05:24 24 Oct 24
Friendly and helpful. Quick response
Nicole Ross
01:50 11 Oct 24
I had a very positive experience with Gold Finance Group and would be happy to recommend them. Ash really went out of his way to help me and ensure that a suitable solution for my needs was reached.
Amna Khan
08:27 26 Sep 24
Ash provided exceptional service, securing me the best loan rate and continues to offer ongoing support to ensure I always get the best deal. Highly recommend!
Anuj
00:57 26 Sep 24
I had a fantastic experience with Gold Finance Group for my home loan. The team was incredibly professional and was clear from the start. Ash made the entire process smooth and hassle-free. I would highly recommend their services to anyone looking for reliable financial guidance. Plus, their customer service was excellent—quick responses and always willing to answer any questions.
Davis Osei
09:59 23 Sep 24
I am very much satisfied with Gold Finance Group. I highly recommend their services to anyone looking for home, investment or commercial loans. The managers take their time to listen, offer you lots of options and assist you in decision making. I’m extremely satisfied with the results and recommend them to anyone looking to secure their financial future
We had a great experience with Gold Finance Group. Josh provided exceptional customer service, stepping us through the entire process and was readily available to answer all our questions. Josh secured us a good mortgage rate with a reputable bank and made the process easy. From our initial loan enquiry, right through to settlement of our new property, Josh and his team were outstanding. I highly recommend their services. We would definitely use Mortgage Brokers Melbourne for future financial services 100/100.
Portia Opoku Boadi
23:36 22 Sep 24
Gold Finance Group has been instrumental in helping me move closer to my dream of owning a home. Their commitment to assisting everyday Australians achieve property ownership and financial freedom is clear in everything they do. The team is professional, patient, and always willing to go the extra mile to ensure that you understand the process and had the best options available. Thanks to them, I feel more confident about my financial future. I highly recommend their services to anyone looking for reliable financial guidance!

Calculate Your Repayments, Savings & Borrowing Power

Where it matters most, We have a solution

We simplify your loan journey with expert guidance and personalized solutions. By understanding your needs, we help you make smarter financial decisions and move forward with confidence.

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Fund your home from land to build.

Wealth Creation Strategy

Build wealth with a smarter financial plan.

Loan
Re-Structuring

Improve cash flow with better loan structuring.

Debt
Consolidation

Simplify debts into one easy repayment.

SMSF Loans

Invest in property through your super fund.

Investment Loans

Finance property investments for long-term growth.

Project Funding

Secure funding for your next project.

Personal Loans

Quick loans for your immediate needs.

Australia's #1 Mortgage Brokerage

Get Started with Us!

A quick review today could lead to better options tomorrow

  • A credit adviser is a financial expert who helps you choose the right loan based on your needs. They guide you through lenders, interest rates, eligibility, and documentation so you can make a confident decision.

  • Getting a loan can be confusing with so many options. A credit adviser simplifies the process by comparing multiple lenders, finding better rates, and helping you avoid costly mistakes or delays.

  • You get: • Better loan options tailored to you • Faster approvals with proper documentation • Clear guidance at every step • Savings on interest and hidden charges

  • In most cases, our advisory service is completely free for customers. We are partnered with lenders, so you don’t have to pay anything extra.

  • You just need basic documents like: • ID proof • Income proof (salary slips or business details) • Bank statements • Property details (if applicable) Don’t worry — we’ll guide you on everything step by step.

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Disclaimer:

Gold Finance Group ACN 654569794 is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192.

Credit criteria, fees, charges, terms and conditions apply. Any advice provided on this website is general in nature and does not take into account your objectives, financial situation or needs. Please consider whether the information is appropriate for you before making any financial decisions.

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